Professional Experience

Ms. Carpenter is a leading authority for financial management and capitalization of nonprofit corporations, having served for over 25 years as an investment and commercial banker and financial advisor to some of the country’s most venerable nonprofit corporations.

She currently serves as a community development financial consultant to the US Department of Treasury’s Community Development Financial Institutions Fund where she is a reviewer of applicants for New Markets Tax Credits Awards, Financial Assistance Awards for CDFI credit unions and regulated banks, and other US Treasury Department community development financing programs.

Prior to her consulting role, she previously served as the Director of Capital Strategies for City First Bank of Washington, D.C., the first CDFI bank serving low and moderate income communities in the nation’s capital. In addition, she advised the City First Bank Foundation which coordinates the corporate social responsibilities of the corporation.

Ms. Carpenter’s banking career has included serving as a Senior Vice President of Nonprofit Banking for both JPMorgan Securities and PNC Bank, having previously been the founder of Eos Financial Services, a nonprofit financial advisory subsidiary of the National Cooperative Bank, and beginning her career as a public finance investment banker with Alex. Brown & Sons.

She is currently in consultation with several prominent universities to establish an international center for the study of work and the responsibilities of wealth. Ms. Carpenter serves as Co-Chair of the Board of Advisors of DC Habitat for Humanity and was a founding Advisory Board member of the now-named Busch School of Business and Economics at The Catholic University of America in Washington, DC. She also serves as the Chairman of the Investment Committee and is a member of the Finance and Audit Committee of the US Conference of Catholic Bishops’ Black and Indian Missions Office. In addition, Ms. Carpenter has also served as the Chairman of the Arlington County,

In addition, Ms. Carpenter has also served as the Chairman of the Arlington County, Virginia Industrial Development Authority and as the Treasurer of the Board of Directors of the Oakcrest School in McLean, Virginia. Ms. Carpenter is a frequent writer and lecturer on the integration of theology and business. Ms. Carpenter has taught graduate applied financial management courses at the Catholic University of America and nonprofit financial management courses in the graduate programs of public policy at both the University of Maryland and George Mason University.

She is currently pursuing interdisciplinary doctoral studies in the liberal arts at Georgetown University, where her groundbreaking research addresses the nature work and the responsibilities of wealth. Ms. Carpenter has previously earned a earned an M.P.M. in Public Sector Financial Management from the University of Maryland, a M.A. in Sacred Theology from the Notre Dame Graduate School of Christendom College, and B.A./M.A. in political science from the American University.

Ms. Carpenter and her family reside in Washington, DC.

If you would like to request Ms. Carpenter for an interview, speaking engagement or writing assignment, you can reach her at